Click-Compare-Save®: Get Started Now!

Instantly See Your Savings!


You could save thousands by moving your loans to Westerly Community Credit Union!

1) Enter Your Loans & Click "Calculate" to View Potential Savings
Click on each tab above and enter all your loans from other financial institutions.

2) Enter Your Contact Information
Once you have entered all your loans, go to the "Save" tab and fill in the form.

3) Click the "Request Savings Proposal" Button
Go to the "Save" tab and click the "Request Savings Proposal" button.

The privacy of your financial information is important to us. Information you provide will not be disclosed to any party other than employees of WCCU!

Enter Your Auto Loans

Auto Loan Example

This is an example savings calculation for a Auto Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

Our APR*

Remaining Term (Months)

   

Example Savings for moving your
Auto Loan to WCCU.**

Auto Loan 1

Loan Savings Calculator Inputs for Auto Loan number 1

Current Balance

Current APR*

Our APR*

Remaining Term (Months)

   

Potential Savings for moving your
Auto Loan to WCCU.**

Auto Loan 2

Loan Savings Calculator Inputs for Auto Loan number 2

Current Balance

Current APR*

Our APR*

Remaining Term (Months)

   

Potential Savings for moving your
Auto Loan to WCCU.**

Auto Loan 3

Loan Savings Calculator Inputs for Auto Loan number 3

Current Balance

Current APR*

Our APR*

Remaining Term (Months)

   

Potential Savings for moving your
Auto Loan to WCCU.**

Estimated Auto Loan Savings:**
Combined Savings:**
*Rate shown is for members with an “A” credit score of 720 or above and reflects a 1.00% interest rate reduction for full loan payments automatically deducted from a WCCU Checking Account, which must be scheduled at the time of loan closing. If these requirements are not met, the discount will not be applied. Rate shown is for new and used auto loans for model years 2021 or newer with terms up to 60 months and vehicle mileage of 125,000 or less. For vehicles with 125,001 to 150,000 miles, 0.50% will be added to the qualifying interest rate. Maximum allowable mileage is 150,000. Your actual payment will depend on the rate and term approved at loan closing. Payments do not reflect any additional cost for Payment Protection. Other rates and terms are available. Refinancing for new loans only. Rates are updated in this calculator weekly, but could change at anytime-Click here for curre

Enter Your 30-Year Fixed Rate Mortgages

Mortgage Example

This is an example savings calculation for a Mortgage, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

Our APR*

Remaining Term (Months)

   

Example Savings for moving your
Mortgage to WCCU.**

Mortgage 1

Loan Savings Calculator Inputs for Mortgage number 1

Current Balance

Current APR*

Our APR*

Remaining Term (Months)

   

Potential Savings for moving your
Mortgage to WCCU.**

Mortgage 2

Loan Savings Calculator Inputs for Mortgage number 2

Current Balance

Current APR*

Our APR*

Remaining Term (Months)

   

Potential Savings for moving your
Mortgage to WCCU.**

Mortgage 3

Loan Savings Calculator Inputs for Mortgage number 3

Current Balance

Current APR*

Our APR*

Remaining Term (Months)

   

Potential Savings for moving your
Mortgage to WCCU.**

Estimated Mortgage Savings:**
Combined Savings:**
*Rate shown is for 30 year, 0 points Fixed Rate Mortgage. Rates are updated in this calculator weekly, but could change at anytime-Click here for current rates and complete details. WCCU NMLS ID # 518892.

Enter Your Home Equity Lines of Credit

HELOC Example

This is an example savings calculation for a HELOC, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

Our APR*

   

Example 1-Year Savings for moving your
HELOC to WCCU.**

HELOC 1

Loan Savings Calculator Inputs for HELOC number 1

Current Balance

Current APR*

Our APR*

   

Potential 1-Year Savings for moving your
HELOC to WCCU.**

HELOC 2

Loan Savings Calculator Inputs for HELOC number 2

Current Balance

Current APR*

Our APR*

   

Potential 1-Year Savings for moving your
HELOC to WCCU.**

HELOC 3

Loan Savings Calculator Inputs for HELOC number 3

Current Balance

Current APR*

Our APR*

   

Potential 1-Year Savings for moving your
HELOC to WCCU.**

Estimated HELOC Savings:**
Combined Savings:**
*Rate shown is for a 12-month Introductory Rate advance portion for our Flex Equity Line of Credit. Rates are updated in this calculator weekly, but could change at anytime-Click here for current rates and complete details. WCCU NMLS ID # 518892.

Enter Your Mortgage

Mortgage Example

This is an example savings calculation for a Mortgage, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

Our APR*

Remaining Term (Months)

   

Example Savings for moving your
Mortgage to WCCU.**

Mortgage 1

Loan Savings Calculator Inputs for Mortgage number 1

Current Balance

Current APR*

Our APR*

Remaining Term (Months)

   

Potential Savings for moving your
Mortgage to WCCU.**

Mortgage 2

Loan Savings Calculator Inputs for Mortgage number 2

Current Balance

Current APR*

Our APR*

Remaining Term (Months)

   

Potential Savings for moving your
Mortgage to WCCU.**

Mortgage 3

Loan Savings Calculator Inputs for Mortgage number 3

Current Balance

Current APR*

Our APR*

Remaining Term (Months)

   

Potential Savings for moving your
Mortgage to WCCU.**

Estimated Mortgage Savings:**
Combined Savings:**
*Rate shown requires an “A” credit score of 720 or above and is for our 8 year fixed rate Refi Home Loan (First Lien Position). No Closing Costs. No Points. Rate also reflects 0.75% point interest rate reduction, which requires automatic loan payments deducted from WCCU Checking Account, which must be scheduled at the time of loan closing. Rates are updated in this calculator weekly, but could change at anytime-Click here for current rates and complete details. WCCU NMLS ID # 518892.

Enter Your Credit Cards

Credit Card Example

This is an example savings calculation for a Credit Card, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

Our APR*

   

Example 1-Year Savings for moving your
Credit Card to WCCU.**

Credit Card 1

Loan Savings Calculator Inputs for Credit Card number 1

Current Balance

Current APR*

Our APR*

   

Potential 1-Year Savings for moving your
Credit Card to WCCU.**

Credit Card 2

Loan Savings Calculator Inputs for Credit Card number 2

Current Balance

Current APR*

Our APR*

   

Potential 1-Year Savings for moving your
Credit Card to WCCU.**

Credit Card 3

Loan Savings Calculator Inputs for Credit Card number 3

Current Balance

Current APR*

Our APR*

   

Potential 1-Year Savings for moving your
Credit Card to WCCU.**

Estimated Credit Card Savings:**
Combined Savings:**
*An introductory Annual Percentage Rate (APR) of 2.9% will apply to purchases and balance transfers made through the first six billing cycles of your account. After, the variable APR will be prime plus 6.99% (up to 21.00%). This APR will vary based on Wall Street Prime and credit worthiness. Offer may change at any time. Restrictions may apply. Please see terms and conditions for additional information. Value Credit Card terms and conditions | Everything Rewards/Premier Plus Rewards Credit Card terms and conditions

Enter Your Personal Loans

Personal Loan Example

This is an example savings calculation for a Personal Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

Our APR*

Remaining Term (Months)

   

Example Savings for moving your
Personal Loan to WCCU.**

Personal Loan 1

Loan Savings Calculator Inputs for Personal Loan number 1

Current Balance

Current APR*

Our APR*

Remaining Term (Months)

   

Potential Savings for moving your
Personal Loan to WCCU.**

Personal Loan 2

Loan Savings Calculator Inputs for Personal Loan number 2

Current Balance

Current APR*

Our APR*

Remaining Term (Months)

   

Potential Savings for moving your
Personal Loan to WCCU.**

Personal Loan 3

Loan Savings Calculator Inputs for Personal Loan number 3

Current Balance

Current APR*

Our APR*

Remaining Term (Months)

   

Potential Savings for moving your
Personal Loan to WCCU.**

Estimated Personal Loan Savings:**
Combined Savings:**
*Rates shown are for members with an “A” credit score of 720 or above and reflect a 0.75% point interest rate reduction for automatic loan payments deducted from a WCCU Checking Account which must be scheduled at the time of loan closing. If the above requirements are not met, discount will not be applied. Rates are updated in this calculator weekly, but could change at anytime-Click here for current rates and complete details.

Request a Loan Savings Proposal Today!

Double check that you entered all of your loans and clicked "calculate" for each one. Then, enter your contact information below and click "Request Savings Proposal." We will be in touch as soon as possible!

First Name:

Middle Initial:

Last Name:

Email Address:

Phone Number:


Member Service Rep:
Combined Savings:**
*APR = Annual Percentage Rate. The APRs shown are the lowest offered by Westerly Community Credit Union (WCCU) and may be changed without notice. All offers are subject to credit application and approval. Contact WCCU for full details.**The savings shown is a comparison of the APR and balance you entered with the lowest APR offered by WCCU for the remaining loan term. The savings for Home Equity Lines of Credit and credit cards is based on the lowest available Credit Union APR and assumes your balance remains constant for one year. Your rate may differ from the ones shown and will be based on your credit history. All savings are estimates. Your actual savings may vary from the amounts shown. Cannot refinance WCCU loans. By clicking Request Savings Proposal, you agree that WCCU can access your credit report.