Loan Saver - Switch & Save!
You could save thousands by switching your loans to MECU.


With great low rates and flexible terms, you could refinance your loans and free up cash for other important expenses.

1) Describe your credit rating.
How would you describe your credit:

2) Calculate your potential loan savings.
Simply click on one or more loan tabs, enter your loan information then click "Calculate" to see your savings.

3) Start Saving!
Click on the "Submit & Save" tab, provide your contact information then click the "Request Savings Proposal" button and we'll contact you soon. Your information will remain confidential.

Click 'Get Started' button to proceed!

Enter Your Auto Loan Information

Auto Loan Example

This is an example savings calculation for a Auto Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

MECU APR*

Remaining Term (Months)

   

Example Savings for moving your
Auto Loan to MECU.**

Auto Loan 1

Loan Savings Calculator Inputs for Auto Loan number 1

Current Balance

Current APR*

MECU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Auto Loan to MECU.**

Auto Loan 2

Loan Savings Calculator Inputs for Auto Loan number 2

Current Balance

Current APR*

MECU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Auto Loan to MECU.**

Auto Loan 3

Loan Savings Calculator Inputs for Auto Loan number 3

Current Balance

Current APR*

MECU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Auto Loan to MECU.**

Estimated Auto Loan Savings:**
Total Estimated Savings:**


*APR = Annual Percentage Rate. MECU APRs are current as of 07.19.2021. APR is available for the refinance of auto loans from another lender. Not available for the refinance of MECU loans. Rates are based on a 48-month repayment term and includes a 0.25% rate discount for direct payment. Refinances are not eligible for our down payment discount. Your actual rate may be higher depending on your collateral, amount financed, repayment term, credit history and ability to repay. Other terms and conditions may apply. Click here for other loan rates, terms, and payment examples.

Enter Your Credit Card & Department Store Card Information
(e.g. Kohl's, Home Depot, TJ Maxx, Macy's, etc.)

Credit Card Example

This is an example savings calculation for a Credit Card, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

MECU APR*

   

Example 1-Year Savings for moving your
Credit Card to MECU.**

Credit Card 1

Loan Savings Calculator Inputs for Credit Card number 1

Current Balance

Current APR*

MECU APR*

   

Potential 1-Year Savings for moving your
Credit Card to MECU.**

Credit Card 2

Loan Savings Calculator Inputs for Credit Card number 2

Current Balance

Current APR*

MECU APR*

   

Potential 1-Year Savings for moving your
Credit Card to MECU.**

Credit Card 3

Loan Savings Calculator Inputs for Credit Card number 3

Current Balance

Current APR*

MECU APR*

   

Potential 1-Year Savings for moving your
Credit Card to MECU.**

Estimated Credit Card Savings:**
Total Estimated Savings:**


*APR = Annual Percentage Rate. MECU APRs are current as of 07.19.2021. Our 1.99% Introductory APR is available for the first 12 statement closing dates following the opening of your account. After that, your rate will convert to your standard rate as provided with your new account. Credit limits are based on creditworthiness and ability to repay. Rates are variable, tied to the Wall Street Journal Prime Rate. For additional information, please CLICK HERE.

Enter Your Personal Loans

Personal Loan Example

This is an example savings calculation for a Personal Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

MECU APR*

Remaining Term (Months)

   

Example Savings for moving your
Personal Loan to MECU.**

Personal Loan 1

Loan Savings Calculator Inputs for Personal Loan number 1

Current Balance

Current APR*

MECU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Personal Loan to MECU.**

Personal Loan 2

Loan Savings Calculator Inputs for Personal Loan number 2

Current Balance

Current APR*

MECU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Personal Loan to MECU.**

Personal Loan 3

Loan Savings Calculator Inputs for Personal Loan number 3

Current Balance

Current APR*

MECU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Personal Loan to MECU.**

Estimated Personal Loan Savings:**
Total Estimated Savings:**


*APR = Annual Percentage Rate. MECU APRs are current as of 07.19.2021 and are based on a 60-month repayment term which requires a minimum loan amount of $5,000. Your actual rate may be different depending on repayment term, credit history and ability to repay. Other terms and rates are available. Other conditions may apply. Click here for other loan rates, terms, and payment examples.

Enter Your Motorcycle Loan Information
Refinance a motorcycle loan on a Harley Davidson model and you may be eligible for a 2% rate discount!

Motorcycle Loan Example

This is an example savings calculation for a Motorcycle Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

MECU APR*

Remaining Term (Months)

   

Example Savings for moving your
Motorcycle Loan to MECU.**

Motorcycle Loan 1

Loan Savings Calculator Inputs for Motorcycle Loan number 1

Current Balance

Current APR*

MECU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Motorcycle Loan to MECU.**

Motorcycle Loan 2

Loan Savings Calculator Inputs for Motorcycle Loan number 2

Current Balance

Current APR*

MECU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Motorcycle Loan to MECU.**

Motorcycle Loan 3

Loan Savings Calculator Inputs for Motorcycle Loan number 3

Current Balance

Current APR*

MECU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Motorcycle Loan to MECU.**

Estimated Motorcycle Loan Savings:**
Total Estimated Savings:**


*APR = Annual Percentage Rate. MECU APRs are current as of 07.19.2021. APR is available for the refinance of auto loans from another lender. Not available for the refinance of MECU loans. Rates are based on a 48-month repayment term and includes a 0.25% rate discount for direct payment. Refinances are not eligible for our down payment discount. Your actual rate may be higher depending on down payment, collateral, amount financed, repayment term, credit history and ability to repay. Other terms and conditions may apply. Click here for other loan rates, terms, and payment examples.

Request Your Loan Savings Proposal Today!

Check that you've entered your loan information correctly and clicked "Calculate" for each loan entered. Enter your contact information below then click "Request Savings Proposal." A MECU loan representative will be in touch within 1 business day.

First Name:

Middle Initial:

Last Name:

Email Address:

Phone Number:

Best time to call:  
Total Estimated Savings:**
**This calculator is solely for informational purposes and does not constitute a loan approval or a guaranteed rate/savings.

Savings shown is a comparison of the APR on your current loan(s) and the lowest APR offered by MECU for the remaining term of your loan based on the credit rating you selected. Rates, terms and conditions are subject to change and may vary based on your creditworthiness, ability to repay, qualifications, term, and/or collateral conditions. Click here for other loan rates, terms, conditions and products. We use risk-based pricing to determine the interest rate we charge on some loans. For more information, please review our Risk Based Pricing Notice. MECU is an Equal Opportunity/Equal Housing Lender.