Loan Saver®: Your Key to Saving Money

See How You Could Save Big Dollars!


It's simple to see how much you could save by moving your loans to HFCU.

1) Enter Your Loans & Click "Calculate" to View Potential Savings
Click on each tab above and enter all your loans from other financial institutions.
I would describe my credit as:


2) Enter Your Contact Information
Go to the "Save" tab and fill in the form.

3) Click the "Request Savings Proposal" Button
If you have entered all your loans, click "Request Savings Proposal."

The privacy of your financial information is important to us. Information you provide will not be disclosed to any party other than employees of Heritage Family Credit Union as needed to provide the savings information you request.

Lower Your Rates And Monthly Payments!

Enter Your Secured 36 Month Vehicle Loans

Secured Vehicle Loan Example

This is an example savings calculation for a Secured Vehicle Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Example Savings for moving your
Secured Vehicle Loan to HFCU.*

Secured Vehicle Loan 1

Loan Savings Calculator Inputs for Secured Vehicle Loan number 1

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Secured Vehicle Loan to HFCU.*

Secured Vehicle Loan 2

Loan Savings Calculator Inputs for Secured Vehicle Loan number 2

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Secured Vehicle Loan to HFCU.*

Secured Vehicle Loan 3

Loan Savings Calculator Inputs for Secured Vehicle Loan number 3

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Secured Vehicle Loan to HFCU.*

Estimated Secured Vehicle Loan Savings:*
Combined Savings:*

Enter Your 30-Year Fixed Rate Mortgages†

Mortgage Example

This is an example savings calculation for a Mortgage, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Example Savings for moving your
Mortgage to HFCU.*

Mortgage 1

Loan Savings Calculator Inputs for Mortgage number 1

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Mortgage to HFCU.*

Mortgage 2

Loan Savings Calculator Inputs for Mortgage number 2

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Mortgage to HFCU.*

Mortgage 3

Loan Savings Calculator Inputs for Mortgage number 3

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Mortgage to HFCU.*

Estimated Mortgage Savings:*
Combined Savings:*
†Please be advised that rates are subject to market conditions until they are locked. Your rate will not be locked until you have signed a "Mortgage Interest Rate Commitment" with your lender.

Enter Your Unsecured 48 Month Vehicle Loans

Unsecured Vehicle Loan Example

This is an example savings calculation for a Unsecured Vehicle Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Example Savings for moving your
Unsecured Vehicle Loan to HFCU.*

Unsecured Vehicle Loan 1

Loan Savings Calculator Inputs for Unsecured Vehicle Loan number 1

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Unsecured Vehicle Loan to HFCU.*

Unsecured Vehicle Loan 2

Loan Savings Calculator Inputs for Unsecured Vehicle Loan number 2

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Unsecured Vehicle Loan to HFCU.*

Unsecured Vehicle Loan 3

Loan Savings Calculator Inputs for Unsecured Vehicle Loan number 3

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Unsecured Vehicle Loan to HFCU.*

Estimated Unsecured Vehicle Loan Savings:*
Combined Savings:*

Enter Your Home Equity Loans†

Home Equity Loan Example

This is an example savings calculation for a Home Equity Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Example Savings for moving your
Home Equity Loan to HFCU.*

Home Equity Loan 1

Loan Savings Calculator Inputs for Home Equity Loan number 1

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Home Equity Loan to HFCU.*

Home Equity Loan 2

Loan Savings Calculator Inputs for Home Equity Loan number 2

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Home Equity Loan to HFCU.*

Home Equity Loan 3

Loan Savings Calculator Inputs for Home Equity Loan number 3

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Home Equity Loan to HFCU.*

Estimated Home Equity Loan Savings:*
Combined Savings:*
†Please be advised that rates are subject to market conditions until they are locked. Your rate will not be locked until you have signed a "Mortgage Interest Rate Commitment" with your lender. Auto-payment and online application required.

Enter Your Credit Cards†

Credit Card Example

This is an example savings calculation for a Credit Card, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

HFCU APR*

   

Example 1-Year Savings for moving your
Credit Card to HFCU.*

Credit Card 1

Loan Savings Calculator Inputs for Credit Card number 1

Current Balance

Current APR*

HFCU APR*

   

Potential 1-Year Savings for moving your
Credit Card to HFCU.*

Credit Card 2

Loan Savings Calculator Inputs for Credit Card number 2

Current Balance

Current APR*

HFCU APR*

   

Potential 1-Year Savings for moving your
Credit Card to HFCU.*

Credit Card 3

Loan Savings Calculator Inputs for Credit Card number 3

Current Balance

Current APR*

HFCU APR*

   

Potential 1-Year Savings for moving your
Credit Card to HFCU.*

Estimated Credit Card Savings:*
Combined Savings:*
†VISA Gold- No Annual Fee

Enter Your Secured 60 Month Vehicle Loans

Secured Vehicle Loan Example

This is an example savings calculation for a Secured Vehicle Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Example Savings for moving your
Secured Vehicle Loan to HFCU.*

Secured Vehicle Loan 1

Loan Savings Calculator Inputs for Secured Vehicle Loan number 1

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Secured Vehicle Loan to HFCU.*

Secured Vehicle Loan 2

Loan Savings Calculator Inputs for Secured Vehicle Loan number 2

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Secured Vehicle Loan to HFCU.*

Secured Vehicle Loan 3

Loan Savings Calculator Inputs for Secured Vehicle Loan number 3

Current Balance

Current APR*

HFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Secured Vehicle Loan to HFCU.*

Estimated Secured Vehicle Loan Savings:*
Combined Savings:*

Request a Loan Savings Proposal Today!

Double check that you entered all of your loans and clicked "calculate" for each one. Then, enter your contact information below and click "Request Savings Proposal." We will be in touch as soon as possible!

First Name:

Middle Initial:

Last Name:

Email Address:

Phone Number:

Combined Savings:*
*All rates subject to change without notice. Rates "as low as." APR = Annual Percentage Rate