Jersey Shore FCU Loan Saver Calculator® 

Calculate Savings For All Your Loans!
 


You could save thousands by moving your loans to Jersey Shore Federal Credit Union.
 


Step 1: Enter Your Current Loan Information
Select each tab above and enter each of your loans from other financial institutions. Calculate your potential savings for each loan.

Step 2: Enter Your Contact Information
Once you have entered all your loans, go to the "Finish" tab and provide your contact information.

Step 3: Request Your Savings Proposal
Confirm that you have calculated your potential loan savings on each loan tab and SUBMIT your request in the "Finish" tab.

The privacy of your financial information is important to us. Information you provide will not be disclosed to any party other than employees of Jersey Shore Federal Credit Union.

Enter Your New Auto Loans

New Auto Loan Example

This is an example savings calculation for a New Auto Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Example Savings for moving your
New Auto Loan to JSFCU.**

New Auto Loan 1

Loan Savings Calculator Inputs for New Auto Loan number 1

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
New Auto Loan to JSFCU.**

New Auto Loan 2

Loan Savings Calculator Inputs for New Auto Loan number 2

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
New Auto Loan to JSFCU.**

New Auto Loan 3

Loan Savings Calculator Inputs for New Auto Loan number 3

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
New Auto Loan to JSFCU.**

Estimated New Auto Loan Savings:**
Combined Savings:**
*New Vehicle Loan 2019 and newer to 2018 untitled. APR is for under 75% financing, up to 60 Months term. Other rates, 100% financing, and terms available. Contact the credit union for details.

Enter Your 30-Year Fixed Rate Mortgages

Mortgage Example

This is an example savings calculation for a Mortgage, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Example Savings for moving your
Mortgage to JSFCU.**

Mortgage 1

Loan Savings Calculator Inputs for Mortgage number 1

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Mortgage to JSFCU.**

Mortgage 2

Loan Savings Calculator Inputs for Mortgage number 2

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Mortgage to JSFCU.**

Mortgage 3

Loan Savings Calculator Inputs for Mortgage number 3

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Mortgage to JSFCU.**

Estimated Mortgage Savings:**
Combined Savings:**
*Rate as of June 1, 2018 on 30 year fixed rate with 0 Points.

Enter Your Home Equity Lines of Credit

HELOC Example

This is an example savings calculation for a HELOC, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

JSFCU APR*

   

Example 1-Year Savings for moving your
HELOC to JSFCU.**

HELOC 1

Loan Savings Calculator Inputs for HELOC number 1

Current Balance

Current APR*

JSFCU APR*

   

Potential 1-Year Savings for moving your
HELOC to JSFCU.**

HELOC 2

Loan Savings Calculator Inputs for HELOC number 2

Current Balance

Current APR*

JSFCU APR*

   

Potential 1-Year Savings for moving your
HELOC to JSFCU.**

HELOC 3

Loan Savings Calculator Inputs for HELOC number 3

Current Balance

Current APR*

JSFCU APR*

   

Potential 1-Year Savings for moving your
HELOC to JSFCU.**

Estimated HELOC Savings:**
Combined Savings:**
*Home Equity Line of Credit (Variable Rate APR). APR is for maximum 85% financing up to $250,000. Other rates and terms available.

Enter Your Fixed Rate Home Equity Loans

Home Equity Loan Example

This is an example savings calculation for a Home Equity Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Example Savings for moving your
Home Equity Loan to JSFCU.**

Home Equity Loan 1

Loan Savings Calculator Inputs for Home Equity Loan number 1

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Home Equity Loan to JSFCU.**

Home Equity Loan 2

Loan Savings Calculator Inputs for Home Equity Loan number 2

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Home Equity Loan to JSFCU.**

Home Equity Loan 3

Loan Savings Calculator Inputs for Home Equity Loan number 3

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Home Equity Loan to JSFCU.**

Estimated Home Equity Loan Savings:**
Combined Savings:**
*Home Equity Loan Fixed Closed End Programs. APR is for maximum 85% financing up to $250,000. 85% financing available to 1st lien position only. Rates are 1.00% higher for investment properties. Other rates and terms available.

Enter Your Credit Cards

Credit Card Example

This is an example savings calculation for a Credit Card, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

JSFCU APR*

   

Example 1-Year Savings for moving your
Credit Card to JSFCU.**

Credit Card 1

Loan Savings Calculator Inputs for Credit Card number 1

Current Balance

Current APR*

JSFCU APR*

   

Potential 1-Year Savings for moving your
Credit Card to JSFCU.**

Credit Card 2

Loan Savings Calculator Inputs for Credit Card number 2

Current Balance

Current APR*

JSFCU APR*

   

Potential 1-Year Savings for moving your
Credit Card to JSFCU.**

Credit Card 3

Loan Savings Calculator Inputs for Credit Card number 3

Current Balance

Current APR*

JSFCU APR*

   

Potential 1-Year Savings for moving your
Credit Card to JSFCU.**

Estimated Credit Card Savings:**
Combined Savings:**
*Annual Percentage Rate. 1.99% Balance Transfer Introductory APR for a period of 12 billing cycles for transfers completed within the first 90 days of account opening. After 12 months, your APR will be 9.74% APR to 18.00% APR based on your creditworthiness. This APR will vary with the market based on Prime Rates. Rates accurate as of January 15, 2018. Not all applicants will qualify. You may transfer up to your available limit. Cannot pay off JSFCU loans. All other terms as outlined in the credit card disclosure apply. Must be a member of Jersey Shore Federal Credit Union. New accounts require $25 minimum deposit.

Enter Your Personal Loans

Personal Loan Example

This is an example savings calculation for a Personal Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Example Savings for moving your
Personal Loan to JSFCU.**

Personal Loan 1

Loan Savings Calculator Inputs for Personal Loan number 1

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Personal Loan to JSFCU.**

Personal Loan 2

Loan Savings Calculator Inputs for Personal Loan number 2

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Personal Loan to JSFCU.**

Personal Loan 3

Loan Savings Calculator Inputs for Personal Loan number 3

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Personal Loan to JSFCU.**

Estimated Personal Loan Savings:**
Combined Savings:**
*Longer term is available at higher rate.

Enter Your Used Auto Loans

Used Auto Loan Example

This is an example savings calculation for a Used Auto Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Example Savings for moving your
Used Auto Loan to JSFCU.**

Used Auto Loan 1

Loan Savings Calculator Inputs for Used Auto Loan number 1

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Used Auto Loan to JSFCU.**

Used Auto Loan 2

Loan Savings Calculator Inputs for Used Auto Loan number 2

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Used Auto Loan to JSFCU.**

Used Auto Loan 3

Loan Savings Calculator Inputs for Used Auto Loan number 3

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Used Auto Loan to JSFCU.**

Estimated Used Auto Loan Savings:**
Combined Savings:**
*Used Vehicle Loan 2018 titled, 2017, and 2016 untitled. APR is for under 75% financing, up to 60 Months term. Other rates, 100% financing, and terms available. Contact the credit union for details.

Enter Your New Boat, RV, and Motorcycle Loans

New RV Loan Example

This is an example savings calculation for a New RV Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Example Savings for moving your
New RV Loan to JSFCU.**

New RV Loan 1

Loan Savings Calculator Inputs for New RV Loan number 1

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
New RV Loan to JSFCU.**

New RV Loan 2

Loan Savings Calculator Inputs for New RV Loan number 2

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
New RV Loan to JSFCU.**

New RV Loan 3

Loan Savings Calculator Inputs for New RV Loan number 3

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
New RV Loan to JSFCU.**

Estimated New RV Loan Savings:**
Combined Savings:**
*2019 and newer or 2018 untitled. APR is for maximum 100% financing, 60 months. Longer terms available at higher rates. Contact the credit union for details.

Enter Your Used Boat, RV, and Motorcycle Loans

Used RV Loan Example

This is an example savings calculation for a Used RV Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Example Savings for moving your
Used RV Loan to JSFCU.**

Used RV Loan 1

Loan Savings Calculator Inputs for Used RV Loan number 1

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Used RV Loan to JSFCU.**

Used RV Loan 2

Loan Savings Calculator Inputs for Used RV Loan number 2

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Used RV Loan to JSFCU.**

Used RV Loan 3

Loan Savings Calculator Inputs for Used RV Loan number 3

Current Balance

Current APR*

JSFCU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Used RV Loan to JSFCU.**

Estimated Used RV Loan Savings:**
Combined Savings:**
*2018 titled and older. APR is for maximum 100% financing, 60 months. Mileage may limit term and increase rates. Longer terms available at a higher rate. Contact the credit union for details.

Request a Loan Savings Proposal Today!

Double check that you calculated potential savings on all of your loans. Then, enter your contact information below and click "SUBMIT" - We will be in touch as soon as possible!

First Name:

Middle Initial:

Last Name:

Email Address:

Phone:

Please select your most convenient office:
Combined Savings:**
*APR = Annual Percentage Rate. The Annual Percentage Rates shown are the lowest offered by Jersey Shore Federal Credit Union and may be changed without notice. All offers are subject to credit application and approval. Contact the credit union for full details. **The savings shown is a comparison of the APR and balance you entered with the lowest APR offered by Jersey Shore Federal Credit Union for the remaining term of your loan. The savings for Home Equity Lines of Credit and credit cards is based on the lowest available Credit Union APR and assumes your balance remains constant for one year. Your rate may differ from the ones shown and will be based on your credit history. All savings are estimates. Your actual savings may vary from the amounts shown. Cannot refinance Jersey Shore Federal Credit Union loans