Loan Saver®: Your Key to Saving Money

Interested in saving more money?




If you're currently paying a higher rate on a loan at another financial institution, consider refinancing it.
This convenient loan comparison tool makes it easy to determine whether refinancing with ALEC makes sense for you.

Start Now. Just enter your current information, and see how much money you could save with a loan from us. So we can better represent your savings, please answer the question below as you begin to calculate your savings

I would describe my credit as:



Enter Your Credit Cards

Credit Card Example

This is an example savings calculation for a Credit Card, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

CU APR*

   

Example 1-Year Savings for moving your
Credit Card to ALEC.**

Credit Card 1

Loan Savings Calculator Inputs for Credit Card number 1

Current Balance

Current APR*

CU APR*

   

Potential 1-Year Savings for moving your
Credit Card to ALEC.**

Credit Card 2

Loan Savings Calculator Inputs for Credit Card number 2

Current Balance

Current APR*

CU APR*

   

Potential 1-Year Savings for moving your
Credit Card to ALEC.**

Credit Card 3

Loan Savings Calculator Inputs for Credit Card number 3

Current Balance

Current APR*

CU APR*

   

Potential 1-Year Savings for moving your
Credit Card to ALEC.**

Estimated Credit Card Savings:**
Combined Savings:**
  -OR-  
Introductory rate only available on Select and Select Rewards Visa cards. All purchases posted to the account during the first 12 months will receive an introductory rate of 1.95% APR. After the introductory period, any remaining balances and future purchases will revert to the rate assigned at account opening based on the cardholders credit worthiness at account opening. Cash advances are excluded. New cardholders only.

Enter Your Current Home Equity Line of Credit

HELOC Example

This is an example savings calculation for a HELOC, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

CU APR*

   

Example 6-Month Savings for moving your
HELOC to ALEC.**

HELOC 1

Loan Savings Calculator Inputs for HELOC number 1

Current Balance

Current APR*

CU APR*

   

Potential 6-Month Savings for moving your
HELOC to ALEC.**

HELOC 2

Loan Savings Calculator Inputs for HELOC number 2

Current Balance

Current APR*

CU APR*

   

Potential 6-Month Savings for moving your
HELOC to ALEC.**

HELOC 3

Loan Savings Calculator Inputs for HELOC number 3

Current Balance

Current APR*

CU APR*

   

Potential 6-Month Savings for moving your
HELOC to ALEC.**

Estimated HELOC Savings:**
Combined Savings:**
  -OR-  
Currently available in IL, WI, MN and OH only. Fixed 1.99% APR for the first six months. New loans only. No refinances of existing ALEC loans or credit cards. After the initial six months the rate will be variable based on Prime Rate. As of January 31, 2019 PRIME is 5.50%. The rate floor is 4.00%. Maximum APR during the life of the loan is 18% APR. $5,000 minimum initial draw required. Click here for additional information.

Request a Loan Savings Proposal Today!

We thank you for the opportunity to help you lower your monthly loan payments and interest charges on your current loans. Please enter your contact information below.
An ALEC representative will be in touch with you within two business days.

First Name:

Middle Initial:

Last Name:

Email Address:

Phone Number:

Combined Savings:**
*All loans subject to credit approval. All rates subject to credit history, term, and other factors. All savings presented are best estimates using information you provided compared to the lowest APR offered for the remaining term on your loan(s), with the exception of Credit Card and HELOC. All savings are estimates and do not constitute a loan agreement or a guaranteed rate. Please contact an ALEC representative to determine the final rate for which you may qualify along with any applicable fees.