Loan Saver® - Your Key to Saving Money

Find Out How Much Money You Could Save with Northern!




1) Enter Your Loans & Click "Calculate" to View Potential Savings
Click on each tab above and enter all your loans from other financial institutions.

2) Enter Your Contact Information
Go to the "Request Savings" tab and fill in the form.

3) Click the "Request Savings Proposal" Button
If you have entered all your loans, click "Request Savings Proposal."

Any information you submit will remain confidential and will be used for the purpose of communicating loan options.

Ready? Click Next to get started.

Enter Your Auto Loans

Auto Loan Example

This is an example savings calculation for a Auto Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Example Savings for moving your
Auto Loan to the Credit Union.**

Auto Loan 1

Loan Savings Calculator Inputs for Auto Loan number 1

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Auto Loan to the Credit Union.**

Auto Loan 2

Loan Savings Calculator Inputs for Auto Loan number 2

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Auto Loan to the Credit Union.**

Auto Loan 3

Loan Savings Calculator Inputs for Auto Loan number 3

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Auto Loan to the Credit Union.**

Estimated Auto Loan Savings:**
Combined Savings:**
*The APR is the advertised rate and can vary based on creditworthiness, age of vehicle and terms of the loan. Rate specified is "as low as" rates and do not constitute loan approval. Terms up to 84 months are available. See Credit Union for details.

Enter Your Home Equity Lines of Credit

HELOC Example

This is an example savings calculation for a HELOC, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

Northern CU APR*

   

Example 1-Year Savings for moving your
HELOC to the Credit Union.**

HELOC 1

Loan Savings Calculator Inputs for HELOC number 1

Current Balance

Current APR*

Northern CU APR*

   

Potential 1-Year Savings for moving your
HELOC to the Credit Union.**

HELOC 2

Loan Savings Calculator Inputs for HELOC number 2

Current Balance

Current APR*

Northern CU APR*

   

Potential 1-Year Savings for moving your
HELOC to the Credit Union.**

HELOC 3

Loan Savings Calculator Inputs for HELOC number 3

Current Balance

Current APR*

Northern CU APR*

   

Potential 1-Year Savings for moving your
HELOC to the Credit Union.**

Estimated HELOC Savings:**
Combined Savings:**
*The APR is adjustable and subject to change monthly. 2.75% is for 12 months and subject to change after one year. Rate specified is "as low as" rates and do not constitute loan approval. Rate based on WSJ Prime Rate plus or minus a margin. Rate quoted is for 80% LTV, Alternate rates available. Rates and terms are determined by overall credit history, loan-to-value and type of property. Wall Street Journal Prime Rate currently is 5.50%. Last change date was 1/1/2019. Rate Cap of 2% per change, 6% per Year, Maximum Rate of 16%, Rate Floor of 3.00%. 1-4 family, owner occupied residences and seasonal residences. See Credit Union for details.

Enter Your Personal Loans

Personal Loan Example

This is an example savings calculation for a Personal Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Example Savings for moving your
Personal Loan to the Credit Union.**

Personal Loan 1

Loan Savings Calculator Inputs for Personal Loan number 1

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Personal Loan to the Credit Union.**

Personal Loan 2

Loan Savings Calculator Inputs for Personal Loan number 2

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Personal Loan to the Credit Union.**

Personal Loan 3

Loan Savings Calculator Inputs for Personal Loan number 3

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Personal Loan to the Credit Union.**

Estimated Personal Loan Savings:**
Combined Savings:**
*$500 minimum loan amount. The APR is the advertised rate and can vary based on creditworthiness and terms of the loan. Rate specified is "as low as" rates and do not constitute loan approval. See Credit Union for details.

Enter Your Student Loans

Student Loan Example

This is an example savings calculation for a Student Loan, showing typical inputs and a calculated estimated savings.

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Example Savings for moving your
Student Loan to the Credit Union.**

Student Loan 1

Loan Savings Calculator Inputs for Student Loan number 1

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Student Loan to the Credit Union.**

Student Loan 2

Loan Savings Calculator Inputs for Student Loan number 2

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Student Loan to the Credit Union.**

Student Loan 3

Loan Savings Calculator Inputs for Student Loan number 3

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Student Loan to the Credit Union.**

Estimated Student Loan Savings:**
Combined Savings:**
*1. The Refinance rate is subject to increase after consummation. Your Interest Rate is variable and may be adjusted quarterly based on the Index. Any increase in the Index may increase the APR and may increase the amount of your monthly payment. 2. The Prime index (Index), as published in the Wall Street Journal, used is 5.50%. 3. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Index, Margin, Floor, and/or credit approval will depend upon the student borrower`s and co-borrower`s (if applicable) credit qualification. Applicants may apply with a creditworthy U.S. co-borrower which may result in a better chance of approval and/or lower interest rate. 4. The Interest Rate will not exceed 18.00%, regardless of the Index. Margin will be disclosed upon approval. This Margin is added to the Index to determine the calculated interest rate. 5. Your interest rate is fixed and your rate and/or credit approval depends upon the credit qu

Request a Loan Savings Proposal Today!

Double check that you entered all of your loans and clicked "calculate" for each one. Then, enter your contact information below and click "Request Savings Proposal."

Any information you submit will remain confidential and will be used for the purpose of communicating loan options.

First Name:

Middle Initial:

Last Name:

Email Address:

Phone Number:

I prefer to be contacted by
Preferred Branch:
Combined Savings:**
* Rates current as of 1/1/19. The APR shown above reflects the current minimum rates offered. The APR may be adjusted based on individual`s credit report, credit score, term, loan-to-value, and debt-to-income ratio. Please contact the credit union to determine the rate and term for which you qualify. All rates shown are subject to change without notice. This calculator is solely for information purposes and are not a guarantee of financing.