Loan Saver® - Your Key to Saving Money
Find Out How Much Money You Could Save with Northern!


1) Enter Your Loans & Click "Calculate" to View Potential Savings
Click on each tab above and enter all your loans from other financial institutions.

2) Enter Your Contact Information
Go to the "Request Savings" tab and fill in the form.

3) Click the "Request Savings Proposal" Button
If you have entered all your loans, click "Request Savings Proposal."

Any information you submit will remain confidential and will be used for the purpose of communicating loan options.

Ready? Click Next to get started.
Enter Your Auto Loans up to 72 months

Auto Loan Example

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Example Savings for moving your
Auto Loan to the Credit Union.**

Auto Loan 1

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Auto Loan to the Credit Union.**

Auto Loan 2

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Auto Loan to the Credit Union.**

Auto Loan 3

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Auto Loan to the Credit Union.**

Total Auto Loan Savings:**
Combined Savings:**
*The APR is the advertised rate and can vary based on creditworthiness, age of vehicle and terms of the loan. Rate specified is "as low as" rates and do not constitute loan approval. Terms up to 84 months are available. See Credit Union for details.
Enter Your 30-Year Fixed Mortgages

30-Year Mortgage Example

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Example Savings for moving your
30-Year Mortgage to the Credit Union.**

30-Year Mortgage 1

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
30-Year Mortgage to the Credit Union.**

30-Year Mortgage 2

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
30-Year Mortgage to the Credit Union.**

30-Year Mortgage 3

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
30-Year Mortgage to the Credit Union.**

Total 30-Year Mortgage Savings:**
Combined Savings:**
*The APR is the advertised rate and can vary based on creditworthiness, equity, and terms of the loan. Rate specified is "as low as" rates and do not constitute loan approval. Rates and terms are determined by overall credit history, loan-to-value and type of property. See Credit Union for details.
Enter Your 15-Year Fixed Mortgages

15-Year Mortgage Example

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Example Savings for moving your
15-Year Mortgage to the Credit Union.**

15-Year Mortgage 1

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
15-Year Mortgage to the Credit Union.**

15-Year Mortgage 2

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
15-Year Mortgage to the Credit Union.**

15-Year Mortgage 3

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
15-Year Mortgage to the Credit Union.**

Total 15-Year Mortgage Savings:**
Combined Savings:**
*The APR is the advertised rate and can vary based on creditworthiness, equity, and terms of the loan. Rate specified is "as low as" rates and do not constitute loan approval. Rates and terms are determined by overall credit history, loan-to-value and type of property. See Credit Union for details.
Enter Your Home Equity Lines of Credit

HELOC Example

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Example Savings for moving your
HELOC to the Credit Union.**

HELOC 1

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
HELOC to the Credit Union.**

HELOC 2

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
HELOC to the Credit Union.**

HELOC 3

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
HELOC to the Credit Union.**

Total HELOC Savings:**
Combined Savings:**
*The APR is adjustable and subject to change monthly. 2.25% is for 12 months and subject to change after one year. Rate specified is "as low as" rates and do not constitute loan approval. Rate based on WSJ Prime Rate plus or minus a margin. Rate quoted is for 80% LTV, Alternate rates available. Rates and terms are determined by overall credit history, loan-to-value and type of property. Wall Street Journal Prime Rate currently is 3.75%. Last change date was 12/15/2016. Rate Cap of 2% per change, 6% per Year, Maximum Rate of 16%, Rate Floor of 3.00%. 1-4 family, owner occupied residences and seasonal residences. See Credit Union for details.
Enter Your Home Equity Loans

Home Equity Loan Example

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Example Savings for moving your
Home Equity Loan to the Credit Union.**

Home Equity Loan 1

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Home Equity Loan to the Credit Union.**

Home Equity Loan 2

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Home Equity Loan to the Credit Union.**

Home Equity Loan 3

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Home Equity Loan to the Credit Union.**

Total Home Equity Loan Savings:**
Combined Savings:**
*The APR is the fixed Home Equity advertised rate and can vary based on creditworthiness, equity, and terms of the loan. Rate specified is "as low as" rates and do not constitute loan approval. Rate quoted is for 80% LTV, Alternate rates available for LTVs of up to 100% of home`s value. No closing costs as long as line remains open for 36 months. Rates and terms are determined by overall credit history, loan-to-value and type of property. Conventional stick built residences and seasonal residences only. See Credit Union for details.
Enter Your Credit Cards

Credit Card Example

Current Balance

Current APR*

Northern CU APR*

   

Example 1-Year Savings for moving your
Credit Card to the Credit Union.**

Credit Card 1

Current Balance

Current APR*

Northern CU APR*

   

Potential 1-Year Savings for moving your
Credit Card to the Credit Union.**

Credit Card 2

Current Balance

Current APR*

Northern CU APR*

   

Potential 1-Year Savings for moving your
Credit Card to the Credit Union.**

Credit Card 3

Current Balance

Current APR*

Northern CU APR*

   

Potential 1-Year Savings for moving your
Credit Card to the Credit Union.**

Total Credit Card Savings:**
Combined Savings:**
*Northern CU partners with ATIRAcredit to issue credit cards. Rate specified is "as low as" rates and do not constitute credit approval. The rate is subject to change and can vary based on creditworthiness. See Credit Union for details.
Enter Your Personal Loans up to 36 months

Personal Loan Example

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Example Savings for moving your
Personal Loan to the Credit Union.**

Personal Loan 1

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Personal Loan to the Credit Union.**

Personal Loan 2

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Personal Loan to the Credit Union.**

Personal Loan 3

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Personal Loan to the Credit Union.**

Total Personal Loan Savings:**
Combined Savings:**
*$500 minimum loan amount. The APR is the advertised rate and can vary based on creditworthiness and terms of the loan. Rate specified is "as low as" rates and do not constitute loan approval. See Credit Union for details.
Enter Your Personal Loans up to 36 months

Student Loan Example

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Example Savings for moving your
Student Loan to the Credit Union.**

Student Loan 1

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Student Loan to the Credit Union.**

Student Loan 2

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Student Loan to the Credit Union.**

Student Loan 3

Current Balance

Current APR*

Northern CU APR*

Remaining Term (Months)

   

Potential Savings for moving your
Student Loan to the Credit Union.**

Total Student Loan Savings:**
Combined Savings:**
*1. The rate is subject to increase after consummation. Your Interest Rate is variable and may be adjusted quarterly based on the Index. Any increase in the Index may increase the APR and may increase the amount of your monthly payment. 2. As of July 1st, 2016 , the Prime index (Index), as published in the Wall Street Journal, used is 3.50%. 3.Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Index, Margin, Floor, and/or credit approval will depend upon the student borrower`s and co-borrower`s (if applicable) credit qualification. Applicants may apply with a creditworthy U.S. co-borrower which may result in a better chance of approval and/or lower interest rate. 4. The Interest Rate will not exceed 18.00%, regardless of the Index. 5. Margin will be disclosed upon approval. This Margin is added to the Index to determine the calculated interest rate. 6. Floor rate is in effect any time the calculated interest rate is below the assigned Floor rate. The Floor rate will be disclosed upon approval.
Request a Loan Savings Proposal Today!
Double check that you entered all of your loans and clicked "calculate" for each one. Then, enter your contact information below and click "Request Savings Proposal."

Any information you submit will remain confidential and will be used for the purpose of communicating loan options.

First Name:

Middle Initial:

Last Name:

Email Address:

Phone Number:

I prefer to be contacted by
Preferred Branch:
Combined Savings:**
* Rates current as of 12/27/16. The APR shown above reflects the current minimum rates offered. The APR may be adjusted based on individual`s credit report, credit score, term, loan-to-value, and debt-to-income ratio. Please contact the credit union to determine the rate and term for which you qualify. All rates shown are subject to change without notice. This calculator is solely for information purposes and are not a guarantee of financing.