DOLFCU's Loan Saver®: Your Key to Saving Money
How Much Money Can You Save?
It's quick and easy to find out! Just follow these three steps.

1) Tell Us About Your Credit
I would describe my credit as:

2) Tell Us About Your Loans
Enter your loans that are with other financial institutions and calculate your potential savings.

3) Get In Touch
Go to the "Save" tab, fill in the form, and click the Request Savings Proposal button.


The information you submit will remain confidential and will not be disclosed to anyone other than an employee of Department of Labor FCU.
Ready? Click Next to get started.
Enter Your Auto Loans
 Current Loan
Balance		 Current
APR		 Remaining Term
(Months)		 Credit Union
APR*		 Potential Savings
for moving your loan(s)
to the Credit Union**
Example:    
Loan 1:    
Loan 2:    
Loan 3:    
Total Savings:**
Combined Savings:**
*APR may be higher based on your past and present credit performance. 100% of used car sticker price or 100% of the retail NADA value, whichever is less. Refinancing offer is only for vehicle loans NOT financed by DOLFCU. Loan will mirror existing loan cosigners and payoff term, last 6 months must have been paid on time, negative equity not to exceed 20% of vehicle value. Certain restrictions apply, contact us for details.
Enter Your 30-Year Fixed First Mortgages
 Current Mortgage
Balance		 Current
APR		 Remaining Term
(Months)		 Credit Union
APR*		 Potential Savings
for moving mortgage(s)
to the Credit Union**
Example:    
Mortgage 1:    
Mortgage 2:    
Mortgage 3:    
Total Savings:**
Combined Savings:**
Enter Your 2nd Mortgages
 Current Mortgage
Balance		 Current
APR		 Remaining Term
(Months)		 Credit Union
APR*		 Potential Savings
for moving mortgage(s)
to the Credit Union**
Example:    
Mortgage 1:    
Mortgage 2:    
Mortgage 3:    
Total Savings:**
Combined Savings:**
Floor Rate is 4%. Department of Labor FCU NMLS Institution ID 447026
Enter Your Home Equity Lines of Credit
 Current Line
Balance		 Current
APR		 Credit Union
APR*		 Potential 1-Year Savings
for moving your line(s)
to the Credit Union**
Example:    
Line 1:    
Line 2:    
Line 3:    
Total Savings:**
Combined Savings:**
These APR`s* are variable and subject to change monthly based on the highest PRIME Rate as published in the Money Rates Section of the Wall Street Journal. As of July 15, 2011 the prime rate was 3.25%. The rate above is based on a maximum loan to value of 80%. Floor rate is 4% APR. Department of Labor FCU NMLS Institution ID 447026
Enter Your Credit Cards
 Current Card
Balance		 Current
APR		 Credit Union
APR*		 Potential 1-Year Savings
for moving your card(s)
to the Credit Union**
Example:    
Card 1:    
Card 2:    
Card 3:    
Total Savings:**
Combined Savings:**
Enter Your Personal Loans
 Current Loan
Balance		 Current
APR		 Remaining Term
(Months)		 Credit Union
APR*		 Potential Savings
for moving your loan(s)
to the Credit Union**
Example:    
Loan 1:    
Loan 2:    
Loan 3:    
Total Savings:**
Combined Savings:**
Request a Loan Savings Proposal Today!
Double check that you entered all of your loans and clicked Calculate for each one. Enter your contact information below and click Request Savings Proposal.

Any information you submit will remain confidential and will not be disclosed to anyone other than an employee of the credit union.

First Name: Middle Initial: Last Name:
Email Address: Phone Number: Birth Date:
/ /
Combined Savings:**
*APR = Annual Percentage Rate. The APRs shown are the lowest available. **The savings shown is a comparison of the current APR with the lowest APR offered by the Credit Union for the remaining term of your loan. The savings for HELOCs and credit cards is based on the lowest available Credit Union APR and assumes your balance remains constant for one year. Your rate may differ from the ones shown and will be based on your credit history. All savings are estimates. Your actual savings may vary from the amounts shown.